PLEASE NOTE Access to the information contained on this Web Site constitutes your acceptance of the following terms. Please read the terms very carefully. Should you disagree with any of these terms, do not access or use this Site.

COPYRIGHT
All content included on this Site, including HTML code, text, graphics, images, button icons, logos, audio clips and software is the property of The CF Group or its content suppliers and protected by international copyright laws. Any other use, including the reproduction, modification, distribution, display, transmission or performance of this Site is strictly prohibited. The linking to or use of this Site through a web browser that contains any frames which display contents of other web sites is prohibited, as well as use of off-line browsers.

DOWNLOADS
In the case of text, you may download one copy of material displayed on the Site for non-commercial, personal use provided that you also retain all copyright and other proprietary notices contained on the materials. In the event that third parties obtain access to materials that you have downloaded, it is your responsibility to inform them of these terms.

NO WARRANTIES
YOUR ACCESS TO AND USE OF THE SITE ARE AT YOUR RISK. EVERYTHING ON THIS SITE IS PROVIDED TO YOU ON AN "AS IS" BASIS. THE CF GROUP MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, THE INFORMATION, CONTENT, PRODUCTS OR SERVICES INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE CF GROUP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE CF GROUP WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL PUNITIVE AND CONSEQUENTIAL DAMAGES. FURTHER THE CF GROUP LTD DOES NOT WARRANT THAT THE SITE OR ANY FUNCTION OR MATERIAL WILL BE ERROR OR FAULT FREE.

PRIVACY
Personal information submitted to this Site (such as an e-mail address) will be used to better understand visitors' use of our Site and to provide follow-up contact. The Site may use this information to send e-mail to visitors who provide us with their e-mail addresses for specific purposes, such as receiving Site related information or being notified of new developments on the Site. Data submitted to this Site may only be used by The CF Group for marketing purposes, and will not be passed on to any third parties.

CHANGES TO THESE TERMS & CONDITIONS
We reserve the right to periodically change and update these terms. It is your responsibility to check them on a regular basis for changes. Should you disagree with the changes, you must immediately stop using the Site.